There is A Reason I Referred You to that Lender
This post was insprired Patricia Kennedy's blog post How Far Can We Go To Discourage Buyers From Using A Lender Who Constantly Fails to Deliver and since the re-blog feature still seems to be "temporarily" disabled, this is the next-best thing.
Most experienced agents have had those transactions from hell, where the lender seems to be doing everything possible to keep the deal from happening. No matter how much we stay on top of the details and deadlines, something new keeps popping up to cause ore delays and stress. We have all also had a number of very pleasant transactions, where the lender is even more on top of the details and deadlines than we are, making it a stress-free experience.
You are hring an agent based on their experience and ability to help guide you through the process. Finding the home is only one part of it. Pricing, of course, is another important part. However, it does not end there. The agent has an endless sourceof knowledge, experience and information to help with the rest of the transaction. You really should use all of that experience to your advantage.
As an agent, I do not benefit from referring my buyers to a certain lender or a certain home inspector or to any other professional. My referrals are based on those who will give the best customer service and the best professional advice to my buyer clients.
So, while some buyers' eyes may glaze over when I refer them to a lender, they should understand that it is done for a good reason - their own best interest. Use your agent's experience to your advantage. That is part of the reason why you hired them.
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Christine Smith is an Attorney and Exclusive Buyer Agent with over 25 years of experience in the real estate field.
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